Tuesday, July 6, 2010

Do I have to appear before a bankruptcy judge?

No, you will meet with a trustee and your creditors at a meeting called 341.

The 341 meeting is called the Meeting of the Creditors. The meeting is run by the trustee and creditors seldom appear at this meeting.

What is the trustee's job?

To find assets with equity, liquidate them and then pay off the secured creditors. If any money is left then they also pay unsecured creditors based on priority.

A trustee is appointed by the United States Trustee to administer the case and liquidate your nonexempt assets. 11 U.S.C. §§ 701, 704.

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